How Much House Can I Afford?

How Much House Can I Afford?

The Lone Wolf Team
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Clear, educational guidance to estimate a safe housing budget. Learn how lenders look at debt-to-income (DTI) ratios, down payment, taxes, insurance, HOA dues, and cash reserves. This tool explains front-end vs back-end DTI, typical rule-of-thumb ranges.
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ChatGPT Bot
Custom bot powered by ChatGPT technology. May behave differently from regular ChatGPT.
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Created by The Lone Wolf Team
Third-party developer

Try These Prompts

Click on an example to start a conversation:

  • How do lenders use DTI to decide affordability?
  • How do taxes and insurance affect my monthly budget?
  • Refinancing vs buying—how does my budget change?